Your Wealth Advisor - Canada

The Zone Strategy - Introduction

View the Power Point Presentation

"What you absolutely must know to protect yourself"

Meet Jim Otar (picture) and learn how to get the "Perfect Mix" for your Distribution portfolio. Then you'll be "good-to-go" in the Green Zone

For articles, video and blog feedback about

The Zone Strategy go to Jon Chevreau's, Financial Post site linked below:

Unveiling the Retirement Myth

Find out why any amount of loss might become a permanent loss in a distribution portfolio,

why efficient frontier, asset allocation, frequent rebalancing, asset dedication, diversification, the concept of "long-term", Monte Carlo don't and can't work in a distribution portfolio as you might want to believe.

Learn the concept of the "Zone Strategy" that will enable you to have lifelong income regardless of how much capital you have (well, within reason of course).

Find out why the luck factor is the most important determinant of a distribution portfolio's success and how come the investor makes money only in 2.5% of the time, only during non-Gaussian market events.

Jim Otar

Retirementoptimizer.com

The Zone

The Zone; strategy that enables you to select and combine all income classes such as investment portfolios, life annuities, variable annuities with guaranteed withdrawal or guaranteed income in a Perfect Mix for guaranteed lifelong income.

Here is a fresh look at lifelong retirement income planning, based on 109 years of market history. Extensive research shows that many of the fundamental concepts used in the current retirement planning practice are mostly useless. Myths and untruths about the importance of asset allocation, diversification, sustainable withdrawal rates, efficient frontier, time horizon are explained in detail. The futility of the prevailing Gaussian mindset in current investment planning is demonstrated with examples and case studies. The concept of Time Value of Fluctuations, non-Gaussian optimum asset allocation, the luck factor, reverse dollar cost averaging, warning signals of diminishing luck, various asset allocation, dedication and selection strategies are covered in detail. Finally, solutions for lifelong income, what works and what does not work are offered using numerous examples.

Jim Otar