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Today's Best Guaranteed Rates
Compare GIC rates with a Life Income Annuity:
|
Single Life Annuity |
Income as a % of Premium |
|
Male 65 |
8.25% |
|
Male 70 |
9.48% |
|
Male 75 |
11.11% |
|
Male 80 |
13.56% |
These rates are special and are only available from a Deposit Broker and not from your local bank, trust company or credit union. Rates below "Compound Annually".
Special Offer: Five and ten year ladders of GIC's at great rates are readily available in a single easy transaction. It doesn't get any better than this when it comes to safety and simplicity. Available for Non-registered, RRSP, LIRA, RRIF, LIF and LRIF accounts.
1 Year
2.15%
2 Year
2.65%
3 Year
3.15%
4 Year
3.50%
5 Year
3.75%
5 Year Ladder
2.75%
10 Year Ladder
3.30%
5 year Escalating (effective yeild*)
3.36%*
Certain minimums and conditions will apply.
SPECIAL OFFER
15 mo. 2.25%
6 Year
3.60%
7 Year
3.60%
8 Year
3.65%
9 Year
3.70%
10 Year
3.80%
Rates are subject to change without notice.
Enhanced Rates on $500,000 and over
|
1 Year |
2.20% |
|
2 Year |
2.70% |
|
3 Year |
3.20% |
|
4 Year |
3.55% |
|
5 Year |
3.85% |
|
5 Year Ladder |
2.85% |
|
10 Year Ladder |
3.35% |
|
5 year Escalating (effective yeild*) |
3.41%* |
Certain minimums and conditions apply.
"Call or Click Here for Our Best GIC Rates on $2,000,000 and over."
Rates are subject to change without notice.
Deposits are issued by member institutions of:
Assuris.ca (Insurance Company GICs)
the Canada Deposit Insurance Corporation (CDIC)
and/or a Provincial CUDIC.
Our best rates show offerings for more than one institution. These rates are special and are only available from a Deposit Broker and not from your local bank, trust company or credit union.
REGISTERED DEPOSIT BROKER, MEMBER OF THE
The amount of additional income that you could be missing is significant if you are an investor who is rolling over 1-year GICs, year after year, waiting for the rates to increase. Annuity rates are based on long term investment returns not short term GIC rates.
Click here for: Today's Best Annuity Rates
Click here for: The Annuity Advantage
GICdirect.com
GICdirect.com is one of
Our role as a deposit broker is to shop for the best GIC rates on behalf of our clients. We survey over 40 financial institutions across the country every day and post the best GIC rates right here on our website. It's fast, it's easy, it saves you time, and gets your money working harder for you!
All the financial institutions we deal with are protected by the Canadian Deposit Insurance Corporation (CDIC), the Credit Union Deposit Insurance Corporation (CUDIC) or the Credit Union Deposit Guarantee Corporation (CUDGC).
GICdirect.com is a member of the Better Business Bureau and is also a member of the Federation of Independent Deposit Brokers (FCIDB).
GICdirect - the best way to buy your GIC'S!
Why Use A Deposit Broker?
What's the Difference between a Deposit Broker and a Bank?
What Is Protected?
A brief explanation of how your money is protected.
Current GIC Rates
Today's best GIC rates.
We shop the best GIC rates for you every day, at these financial institutions.
Laddering: A GIC Investment Strategy
Know The Facts
Be aware of tiered rates...
Our network of over 40 different Financial Institutions across the country
GICdirect.com provides Canadians with the highest GIC rates - from our extensive network of over 40 different Financial Institutions across the country. We post the best 1 to 5 year GIC rates from these institutions everyday to ensure our rates are among the best anywhere. We will save you valuable time by providing one-stop GIC shopping that is convenient and easy to use. We make available GIC deposits issued by member institutions of the Canada Deposit Insurance Corporation (CDIC) and the Credit Union Deposit Insurance Corporation (CUDIC).
Simple, Safe, Secure
Accordingly, in execution of professional duties, a GICdirect.com Associate, Manager or Employee will:
-
Place their client's interests above their own
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Avoid any activity which could cause unjust harm to clients or GICdirect.com
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Be diligent in the performance of their professional duties
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Ensure that any information acquired from clients during the course of professional duties remains in strictest confidence
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Act in a conscientious, timely and trustworthy manner
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Exercise due diligence when dealing with a client
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Work to continually improve their education, skills and competence
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Comply with all relevant laws, regulations or standards of any government or professional bodies with jurisdiction
What Is Protected?
Canada Deposit Insurance Corporation is a federal Crown Corporation created in 1967 to insure eligible deposits at CDIC member institutions: banks, trust companies and loan companies.
Credit Union Deposit Insurance Corporation (CUDIC) is a government corporation, was established in 1958 to protect credit union members deposits held by
Eligible deposits include:
-
Savings and chequing accounts
-
Term deposits, such as GIC's
-
Term deposits must be repayable no later than five years after the date of deposit.
-
Deposits must be payable in
Basic Protection
By law, the maximum basic protection for eligible deposits is $100,000 per depositor (principal and interest combined) in each member institution. Deposits are not insured separately in each branch office of a member institution.
For additional information, call CDIC direct at (800) 461-CDIC or visit their web site: www.cdic.ca
We adhere strictly to the:
Canadian Guidance Manual to Combat Money Laundering & Terrorist Activity Financing
